Sunday, 8 May 2016

Am I A Bad Driver?

Being a good driver

Am I a good driver
Being a good driver and having no moving violations or citations on your record can save you a significant amount of money on your car insurance. And most drivers think that they are good drivers, but it just cannot be true. 
The sheer number of car accident per year prove that most drivers are not good drivers. If you consistently have bad driving habits, an accident is bound to happen eventually.
Most people know that they should fasten their seatbelts before they drive (it is the law, and heavily enforced, in most states). They also know not to watch DVDs, read the paper, or put on make-up in the car. 
But glaring errors while driving do not cause all those accident claims to be filed to auto insurance providers each year.

Eyes on the road

Every person out there has done something where they took their eyes off the road for a little longer than they should have, kept another driver from changing lanes, or even had to slow down when we saw a police car up ahead. So what else can we do to improve our driving to make sure we don't end up seeing our insurance rates go up due to an accident?
First, a new epidemic of these fast paced times has reached into our driving routine, and has been found to be almost as dangerous as driving while intoxicated. This pervasive behavior is talking on the cell phone while driving a car. And no, using a hands-free setup will not make any difference. It is not necessarily holding onto the phone that is dangerous, but the division of attention that leads to problems. Therefore, it is not the phone, but the conversation that makes drivers more dangerous on the road.

Remaining safe

Another way to remain a safer driver is to take in the entire driving scene, especially if you are in fast moving traffic. Many drivers make the mistake of focusing on the driver right ahead of them or even just a few hundred feed down the road. however, it is important that you know what is going on all around you so that you are prepared for whatever may come your way.
Staying focused all around means looking at least a few hundred years in front of you and looking through things to see it. That means use the windows of the cars in front of you to see what is going on up ahead. It also means to not get zoned on one thing, but to continuously look around you and use your mirrors. You should be checking those mirrors about every 5 to 8 seconds.
The distance between you and the car in front of you is often debated between drivers. Most people don't have the reflexes they think they have. In most states, if you rear-end someone it is automatically your fault, which could result in your auto insurance premiums increasing, so make sure you keep at least a 2 second following distance between you and the car in front of you in 45 mile per hour traffic. If it is rainy, snowy, or slippery in any way, you should leave even more distance.

Escape routes while driving

how good is my driving
Also, you should always be aware of your escape routes. Driving situations should be running through your head as you drive. This way you are prepared for what you will do when that car zooms up and tries cutting you off. Being prepared mentally may also help you if you find yourself sliding on ice or hydroplaning in rainy weather.
Time makes a difference in another debated driving matter - where you put your hands on the steering wheel. Driver's Ed classes are now encouraging students to place their hands at 4 and 8 o'clock in order to keep their arms out of the way of the airbag. However, the standard "10 and 2" position still allows the driver the best control. If you are concerned about your arms being in the way of the airbag, you can drop your hands to "9 and 3" and still retain a lot of control. Plus, experts are now recommending a shuffle turn rather than a hand over hand turn that many people learned in Driver's Ed.

Basic driving information

Much of this information seems basic, but think back to the last time you followed all of the steps listed above when you were behind the wheel. Learning to be a better driver can help you save money on your car insurance be reducing your risk for an accident. There, of course, is no guarantee, but being safe is a safe bet for saving money on your car insurance.

Some tips to help you on your way