Tuesday, 10 May 2016

Teenager Car Insurance

Saving on teenager car insurance

cheap teenager car insurance
It may be hard to believe that your child is now old enough to drive, but now you have to start saving for what can be the cost of teenager car insurance
It is true that teenagers have a higher risk of accidents, mostly due to inexperience and high-risk behavior, but there are some things you can do to help save some money on teen auto insurance.
The first thing you can do to save money on non adult car insurance is to make sure that you set specific guidelines with your child. Things like setting driving times and curfews along with limiting the number of passengers in the car can help keep your child safer while saving you money on teen auto insurance. 
Most accidents happen on Friday and Saturday nights and early on Friday and Saturday mornings. By limiting driving during those times, you can make your child safer and save money on your teen auto insurance.

Good practices

Also, setting limits on the driving area and requiring that passengers wear safety belts is another way to maintain safety and save money on your teenager car insurance
Teens are often lax in wearing safety belts, putting them at greater risk of injury and higher teen auto insurance rates. Also, making sure they stay in a specific driving area means that they are safer by being in familiar territory, which keeps your teen car insurance rates lower.

Drugs and alcohol

One big issue that raises the rates of young adult car insurance is the use of drugs and alcohol. In order to save money on teen auto insurance you need to discuss the use of drugs and alcohol with your child and how it can seriously hinder his or her ability to drive. Driving under the influence not only results in increases in teen auto insurance rates, but also criminal charges or death.

Discounts

Besides safety issues, there are also a number of discounts available through your first time car insurance provider. If your child gets good grades, most companies offer a good student discount on teen auto insurance
Depending on what type of car your child drives, you may be eligible for economy car, truck, or new car discounts on your young car insurance. Some companies even offer discounts on teen auto insurance if your child is away at school. 
Plus, if you insure more than one car, your house, boat, or have any other policy with the company, many insurance providers will give you a multiple policy discount on your teen auto insurance.

Saving money is just a bonus

young safe driving advice
Wanting to keep your child safe on the road is ultimately about more than saving money on your teen car insurance, however it can be a nice bonus in the end. 
Begin with safety first, educating your teen on how to be safe on the road, setting limits, and understanding the importance of good driving habits, and the savings on buying your teenager car insurance will follow. Also, talk with your broker or agent to discuss the various teen auto insurance discounts that are available to you to get even greater savings. Be safe. Be smart. Then enjoy the savings on teen auto insurance.